- Welcome to Waldo AIO, Inc. These Terms of Service ("Terms") govern your access to and use of our financial technology services. By accessing or using our services, you agree to be bound by these Terms.

- To use our services, you must be at least 18 years old or of legal age in your jurisdiction. By agreeing to these Terms, you represent and warrant that you meet this age requirement.

- You must register for an account to access most features of Waldo AIO, Inc. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

- You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or device.

- Report any unauthorized use of your account to us immediately.

- Waldo AIO, Inc. offers a range of fintech services, including but not limited to digital payments, financial tracking, budgeting tools, and integration with QuickBooks for accounting purposes.

- We strive to ensure compatibility and compliance with QuickBooks data standards for seamless integration and data management.

- Protecting your data is a top priority. We adhere to best practices in data security and comply with applicable data protection laws.

- Your personal and financial data will be treated in accordance with our Privacy Policy, which outlines our data collection, use, and sharing practices.

- You agree to use our services only for lawful purposes and in accordance with these Terms.

- You are responsible for all activities conducted under your account and for ensuring that any data, including financial data imported or entered into our services, is accurate and legally obtained.

- All rights, title, and interest in and to our services, including all intellectual property rights, are and will remain the exclusive property of Waldo AIO, Inc. and its licensors.

- To the maximum extent permitted by law, Waldo AIO, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

- We reserve the right to modify these Terms at any time. You agree to review the Terms periodically for changes. Your continued use of the services after any modification to the Terms constitutes your acceptance of the modified Terms.

- These Terms will be governed by the laws of the jurisdiction in which Waldo AIO, Inc. is registered, without regard to its conflict of law principles.

- For any questions about these Terms, please contact us at Support@waldocard.com